top of page
Homepage
Happy Couple Moving

Home Loan Options for South Florida Families & Investors

From South Florida to the Panhandle — whether you're a first-time buyer in Miami or an investor anywhere in the state. At Legacy Wealth Financial, we don't believe in one-size-fits-all mortgages. Every family, every entrepreneur, and every investor has a different story and our job is to find the loan that fits yours.

South Florida families trust Legacy Wealth Financial to close on time, communicate clearly, and find solutions other lenders won't.

Conventional Loan

The most common home loan for buyers with solid credit and a stable income. If you've been saving for a down payment and want the best long-term rate, this is likely your path. We'll walk you through every requirement and make sure you're set up to close with confidence.

​

Best for: Buyers with 620+ credit score and 3–20% down

Let's Talk Conventional

VA Loan

You served. You earned it. VA loans offer zero down payment and no private mortgage insurance for eligible veterans and active-duty service members. At Legacy Wealth, we're proud to help the men and women who protected this country achieve homeownership.

Best for: Veterans, active-duty military, surviving spouses

Let's Talk FHA

FHA Loan

Don't let a smaller down payment hold you back from homeownership. FHA loans are backed by the federal government and designed specifically for first-time buyers or those rebuilding credit. You may qualify with as little as 3.5% down.

 

Best for: First-time buyers, credit scores as low as 580

Let's Talk FHA

USDA Loan

Zero down payment. If you're purchasing in an eligible area of Florida, a USDA loan could be the most powerful financing tool available to you. Most buyers don't know this option exists.

Best for: Buyers purchasing in qualifying Florida communities

Let's Talk USDA

Not Sure Which Loan Is Right for You?

bottom of page